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Banking

As a strong community bank, we understand that banking is more than checking accounts and loans. Banking is about people and relationships. Sincerity, courtesy and knowledge may be old fashioned values, but at The Bank & Trust they're our promise.Learn More  

Investments

Our investments team strives to provide investment advice tailored to the individual's needs and personality. We are dedicated to helping people navigate their financial journey with informed advice, exceptional service and complete honesty.Learn More  

Insurance

Our insurance team is committed to making sure you have an Excellent and Exceptional experience throughout the life of your policy. We offer you the competitive advantage of working with over 100 insurance companies to find just the right policy for you.Learn More  
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Insurance products are not insured by the FDIC or any other agency of the United States, the financial institution or an affiliate. Beginning January 1, 2010 The Bank and Trust will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Westex Investment Services and The Bank & Trust are independent of Raymond James. 

Indexes are for illustrative purposes only. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee results.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.